Are you looking for a home? Before deciding which house to buy, think about your lifestyle, your current and anticipated housing needs, and your budget. It's a good idea to create a prioritized list of features you want in your next home - you'll soon discover finding the right house involves striking a balance between your "must-haves" and your "nice-to-haves
How Much Can You Afford?
Early on in the process, you'll want to get pre-qualified for a mortgage loan, which helps determine how much you can afford. It enables you to move swiftly when you find the right home, especially when there are other interested buyers. It also indicates to the seller that you are serious and can afford to buy the property. A pre-approval is a simple calculation done by a mortgage lender that tells you the amount you'll be able to finance through a loan and what your monthly payment will be. When you find a home to buy, a pre-approval also reassures the seller that you have the financial means to purchase the home.
Knowing what you can afford is the first rule of home buying, and that depends on how much income and how much debt you have. It pays to check with several lenders before you start searching for a home.
Selecting a buyer's agent to help you find your dream home is an important first step. He or she can represent the buyer's interest in a real estate transaction. Before making a decision, however, have a REALTOR® explain the pros and cons of using a buyer's agent versus a sales or dual agent.
When you're ready to visit houses, ask your CENTURY 21® professional champion to help you with:
After touring each home, write down what you liked and didn't like. Develop a rating system that will help narrow the field. For example, pick the house you like best on day one and compare all other houses to it. When you find a better one, use the new favorite as the standard.
Making a home purchase offer isn't a simple endeavor. Consult with a CENTURY 21® agent with the experience and expertise to assist you in making a successful offer.http://www.century21.com/buyingadvice/buying101/makinganoffer
How much should I pay for that home? There are several ways you can determine a good amount to offer and century21.com can help.http://www.century21.com/buyingadvice/buying101/makinganoffer/howmuch
Looking to buy a home through a lease option? Find all the information you need about lease options here or contact a CENTURY 21 real estate agent for complete support. http://www.century21.com/buyingadvice/buying101/makinganoffer/leaseoptions All
If you are planning to buy a home with cash, century21.com provides necessary information you'll need to make your transaction a success. Find out how.http://www.century21.com/buyingadvice/buying101/makinganoffer/allcash
Home inspection is a major step in the buying process. century21.com offers helpful information on potential problems that can be discovered during this period. http://www.century21.com/buyingadvice/closingandbeyond/inspection
Homeowners insurance protects you against natural disasters and catastrophic events. Find more related information at century21.com http://www.century21.com/buyingadvice/closingandbeyond/insurance
In the home buying process, the closing meeting is where ownership of the home is officially transferred to you. Know what to expect when you close on your new home. http://www.century21.com/buyingadvice/closingandbeyond/timeline
Planning to move to your new home? Our home moving checklist can help you make moving less stressful and more successful .http://www.century21.com/buyingadvice/closingandbeyond/movingin